"Always returned calls"
"You were always there, always returned my calls and emails and went above and beyond the call (waiting for the moving truck to arrive at new house for me) of duty to make sure everything was done correctly and in a timely manner. I really enjoyed working with you and will definitely refer you when the opportunity presents itself."
Michael of Clemmons
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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Jody Peske
Keller Williams Realty
1540 Westbrook Plaza Drive
Winston Salem, NC 27103
Cell: 336-918-7496
Fax: 336-231-8341
Office: 336-231-8241
jodypeske@NUMBER1EXPERT.Com
I really enjoy what I do and it shows. I work very hard for my clients as I consider them life-long friends. Whether you are buying or selling a home, I am ALWAYS FOCUSED ON WHAT'S IMPORTANT TO YOU!    
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